What’s the difference between checking out with KONEK as an account holder and as a guest?

As a KONEK account holder you can:

• Add multiple, eligible, financial accounts from multiple participating financial institutions to KONEK, and easily switch between them at checkout. depending on the payment methods accepted by the participating merchant.
• List up to five different shipping addresses and select a shipping address from the list at checkout.
• Set up a default payment method from among eligible accounts and shipping address.
• If you’ve configured a trusted device and biometric scan, you can experience the ease and speed of the express checkout.

Note: Only payment methods supported by the merchant may be used for payment at the online store. If the merchant does not accept any of your eligible accounts, you will be warned that you do not have any eligible accounts.

As a guest:

For every checkout, you will need to complete authentication with your participating financial institution to use your preferred payment method (and accepted by the merchant). If you want to use a different shipping address or any other personal information, that is different from what your financial institution has provided, you will need to enter the information at the time of checkout.